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Who Will Need LTC?
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Even though you plan to remain healthy, active and independent, there’s a good chance, at some point, you’ll need help. Consider these statistics: Seventy percent of people turning age 65 will need Long Term Care before they die. (1)
Because women generally outlive men, are they more at risk?Yes, the issue of Long Term Care should be especially important to women because they traditionally provide (see Unpaid caregiving issues) and receive the majority of Long Term Care services. Consider these statistics: Women are far more likely to go to a nursing home. After age 65, forty out of every 1,000 women are in nursing homes versus 24 men. (2) More than seventy percent of nursing home residents are women. (3) Almost two-thirds of home health care users are female. (4) 1. U.S. Department of Health and Human Services National Clearinghouse for Long Term Care Information, 10/22/08. http://www.longtermcare.gov 2. American Association of Long Term Care Insurance, 2011 Source Book. 3. AARP Public Policy Institute - Analysis of data from the 2004 National Nursing Home Survey. 4. “Staying the Course: Trends in Family Caregiving.” AARP 2005. |
It’s not just the elderly, however, who require Long Term Care. Forty percent of the 12 million Americans receiving Long Term Care are between the ages of 18 and 64. Latest LTC Blog Posts
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One of the biggest concerns when purchasing a Long Term Care policy is choosing how long you want the policy to last. Common options for benefit periods are two, three, four or five years. This can be a bit misleading. Your policy could potentially l...Written on May 04, 2012Read More
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It’s a prudent and logical question for upper-middle and high income individuals to consider as they ponder purchasing Long Term Care insurance as part of their retirement plan. Having helped many such individuals plan for their future long term ca...Written on April 04, 2012Read More
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Although Long Term Care insurance is rightly considered an important part of planning for everyone who dreams of an independent and dignified retirement, experts agree that Long Term Care Insurance is especially critical to women. The reasons ought n...Written on April 04, 2012Read More
Our Mission
We are committed to helping you become an informed consumer.
If you are interested in purchasing Long Term Care Insurance, we will connect you with a licensed Long Term Care Agent who will answer your questions, assess your needs and offer advice in an understandable manner. Our goal is to make sure you get the right policy at the best price and make planning for your Long Term Care needs an easy and enjoyable process..