The government, both state and federal, is sending a strong message that it will not pay for Long Term Care for most Americans.
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|What Is Long Term Care?|
Long Term Care includes a wide range of medical and support services for people with a degenerative condition (e.g. Parkinson’s, stroke, etc.), a prolonged illness (cancer) or cognitive disorder (Alzheimer’s).
Long Term Care is not necessarily medical care, but rather "custodial care." Custodial care involves providing an individual assistance with activities of daily living or supervision of someone who is cognitively impaired.
To better understand Long Term Care, think of the activities you performed when you woke up this morning. You probably:
While you're healthy it's easy to take these everyday routines for granted. However, when you or a loved one is stricken with a degenerative condition such as a stroke or Alzheimer’s, performing these activities of daily living (ADLs) becomes impossible without the assistance of another person.
This type of care is Long Term Care. It is chronic (full-time) care and can be very expensive. Long Term Care can be provided in many settings such as nursing homes, your own home, assisted living facilities or adult day care facilities. Long Term Care insurance can help cover the cost of long term care.
Latest LTC Blog Posts
Written on December 18, 2015Read More
Medicare Will Pay For Long Term Care Services.Written on September 10, 2015Read More
Are you looking for a fun date night activity for you and your spouse; how about shopping for Long Term Care insurance? Admittedly, that doesn’t sound like as much fun as dinner and a movie, but it could be an important step to securing your finan...Written on July 30, 2015Read More
We are committed to helping you become an informed consumer.
If you are interested in purchasing Long Term Care Insurance, we will connect you with a licensed Long Term Care Agent who will answer your questions, assess your needs and offer advice in an understandable manner. Our goal is to make sure you get the right policy at the best price and make planning for your Long Term Care needs an easy and enjoyable process..