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Simplifying the process of understanding Long Term Care, and helping you decide if Long Term Care insurance is right for you.

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Tax Advantages of Long Term Care Insurance for Individulas

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Thursday, 09 August 2012
in LTC Insurance

As Baby-Boomers across the country reach retirement age, the United States Government has realized that implementing federal programs to cover the cost of Long Term Care services is not feasible. The cost would simply be too great. As a result, the federal government has encouraged individuals to take responsibility for their own Long Term Care planning and offered certain tax incentives to help Americans do so. Tax Qualified LTC plans offer some very valuable tax advantages.

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Custodial Care vs. Skilled Care

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Thursday, 26 July 2012
in LTC Insurance

There are two classifications of care usually associated with a Long Term Care claim. They are Custodial Care and Skilled Care. Be sure to understand which types of care you are eligible for under your Long Term Care policy.

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How Can I Find the Best Community for My Loved One?

Posted by Carole Larkin
Carole Larkin
Carole Larkin MAG, CMC,CAEd, QDCS, EICS is a geriatric care manager who specializes in helping families with A...
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on Thursday, 12 July 2012
in Care Giving

 

The absolute worst time to have to pick a live in community for someone you love is when you have no choice. In theory, a family should have time to look over the various types of residences and communities, ask questions, and gather information before making a decision. Then, make a well thought out decision based on needs, and all the evidence and information that has been gathered. This allows for calm, well thought out decision.

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When Will I Be Eligible to Receive LTC Benefits?

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Thursday, 28 June 2012
in LTC Insurance

It is very important to be aware of the requirements necessary to trigger benefits in the event that you need to file a Long Term Care claim. Guidelines vary, but can be found in the Outline of Coverage you will receive with your policy. The guidelines in your policy will have an impact on how easily you can qualify for benefits.

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Long Term Care Elimination Periods

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Tuesday, 12 June 2012
in LTC Insurance

Just like your health and auto insurance, LTC policies have a deductible. For Long Term Care policies, the deductible is called the Elimination Period. This is the period of time your Long Term Care costs will be paid out of pocket before your benefits kick in.

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