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Pooled Benefits and Joint Policies

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
User is currently offline
on Monday, 13 October 2014
in LTC Insurance

You may be able to buy a Long Term Care insurance policy that covers more than just one person, or more than one kind of Long Term Care service. The benefits these policies provide often are called “pooled benefits.”

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How Long Will My Long Term Care Policy Last?

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
User is currently offline
on Friday, 04 May 2012
in LTC Insurance

One of the biggest concerns when purchasing a Long Term Care policy is choosing how long you want the policy to last. Common options for benefit periods are two, three, four or five years. This can be a bit misleading. Your policy could potentially last longer than the benefit period you choose. This is because Long Term Care policies use a pool of money when paying out benefits.

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