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Assisted Living Facilities: Balancing Care and Independence

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Wednesday, 08 April 2015
in LTC Insurance

As you know, Long Term Care insurance is meant to provide assistance in the event of a nursing home stay. You may not know that many policies insure against the financial consequences of a nursing home stay and also provide coverage for Assisted Living Facilities. These facilities provide a range of care, depending on the patient’s needs, but do so in a setting which feels much more like home.

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Home Care: An Essential Benefit of Long Term Care Insurance

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Tuesday, 03 March 2015
in LTC Insurance

 

Many people assume Long Term Care insurance is meant to cover nursing home care only. This was true of the very first Long Term Care policies, but today’s policies have evolved to offer more options to policy holders, including Home Care. A good Long Term Care policy can actually allow you to stay in your home longer.

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How Are Long Term Care Benefits Paid

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Monday, 16 June 2014
in LTC Insurance

Companies generally pay benefits one of two ways: the expense-incurred method or the indemnity method. It’s important to read your policy information and compare the benefits and premiums.

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