Due to scientific and medical advances, people are living longer than ever before. There are now more people over the age of 100 than any other time in history.
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LTC Insurance Blog
Simplifying the process of understanding Long Term Care, and helping you decide if Long Term Care insurance is right for you.
Discussing Long Term Care is difficult for both adult children and their parents. Waiting until a parent is ill or becomes frail due to an accident causes even more stress, so it’s important to begin the conversation early.
Many people ask, "Should I wait to buy Long-Term Care insurance when I'm older because I don't think I'll need if for a long time. I'll be paying for it all those years that I won't be using it". This is a very good question.
The absolute worst time to have to pick a live in community for someone you love is when you have no choice. In theory, a family should have time to look over the various types of residences and communities, ask questions, and gather information before making a decision. Then, make a well thought out decision based on needs, and all the evidence and information that has been gathered. This allows for calm, well thought out decision.
When Alzheimer's strikes most families don't know where to look for help, or what to do.....
Yesterday I posted How Would You Answer This Question?
Following a thorough physical and neurological examination, our mother was diagnosed as being in the early stages of Alzheimer's disease. My siblings and I are starting to talk about future care and what actions we should be taking to keep her safe. Unfortunately we are clueless and don't even know where to start. Our father died very suddenly years ago, so we never dealt with any care plan issues with him. Can you give us some direction?
Although Long Term Care insurance is rightly considered an important part of planning for everyone who dreams of an independent and dignified retirement, experts agree that Long Term Care Insurance is especially critical to women. The reasons ought not to surprise anyone who reflects upon the following.
Women are especially hard hit by Long Term Care. Seven out of ten caregivers are women. Many women often find themselves caring for children and an aging family member at the same time; a dual care giving situation that can take a toll on their emotional and physical well-being.