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Custodial Care vs. Skilled Care

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Thursday, 26 July 2012
in LTC Insurance

There are two classifications of care usually associated with a Long Term Care claim. They are Custodial Care and Skilled Care. Be sure to understand which types of care you are eligible for under your Long Term Care policy.

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How Can I Find the Best Community for My Loved One?

Posted by Carole Larkin
Carole Larkin
Carole Larkin MAG, CMC,CAEd, QDCS, EICS is a geriatric care manager who specializes in helping families with A...
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on Thursday, 12 July 2012
in Care Giving

 

The absolute worst time to have to pick a live in community for someone you love is when you have no choice. In theory, a family should have time to look over the various types of residences and communities, ask questions, and gather information before making a decision. Then, make a well thought out decision based on needs, and all the evidence and information that has been gathered. This allows for calm, well thought out decision.

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Long Term Care: For Your Family, Not For You!

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Sunday, 04 March 2012
in LTC Insurance

When discussing Long Term Care insurance with adults, it is not unusual to hear comments like, “I doubt I will ever be in nursing home,” or “no one in my family has ever needed Long Term Care,” or even “if I ever come to that point, I will have someone in my family shoot me.” The variations on this theme are numerous, but the underlying message is clear. Few of us believe that bad things will happen to us; bad things only happen to the other guy. Human nature powerfully insulates us from seriously contemplating the reality that most of us will eventually become frail and unable to care for ourselves independently. Or that we might have a stroke, a disastrous accident, or be diagnosed with a chronic and debilitating disease. Statistical risk data seems to become irrelevant when it comes to our personal future.

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