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Assisted Living Facilities: Balancing Care and Independence

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Wednesday, 08 April 2015
in LTC Insurance

As you know, Long Term Care insurance is meant to provide assistance in the event of a nursing home stay. You may not know that many policies insure against the financial consequences of a nursing home stay and also provide coverage for Assisted Living Facilities. These facilities provide a range of care, depending on the patient’s needs, but do so in a setting which feels much more like home.

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Will Medicare Supplement Insurance Pay for Long Term Care?

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Wednesday, 16 April 2014
in LTC Insurance

Medicare Supplement insurance (Medigap) is private insurance that helps pay for some of the gaps in Medicare coverage, such as hospital deductibles and excess physician charges above what Medicare approves.

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Custodial Care vs. Skilled Care

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Thursday, 26 July 2012
in LTC Insurance

There are two classifications of care usually associated with a Long Term Care claim. They are Custodial Care and Skilled Care. Be sure to understand which types of care you are eligible for under your Long Term Care policy.

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When Will I Be Eligible to Receive LTC Benefits?

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
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on Thursday, 28 June 2012
in LTC Insurance

It is very important to be aware of the requirements necessary to trigger benefits in the event that you need to file a Long Term Care claim. Guidelines vary, but can be found in the Outline of Coverage you will receive with your policy. The guidelines in your policy will have an impact on how easily you can qualify for benefits.

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