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LTC Insurance Blog
Simplifying the process of understanding Long Term Care, and helping you decide if Long Term Care insurance is right for you.
If You Haven’t Considered Long Term Care Insurance, Now is the Time.
We all tend to procrastinate on occasion. Our minds have a way of telling us that important matter can wait just a little longer; but procrastination can cost you. If you have been waiting to make a decision about Long Term Care insurance, now is the time to act.
Long Term Care premiums are based on the amount of coverage you choose, your health status and your age. The younger and healthier you are when you apply, the lower your rates will be. Typically, a 50 year old will pay around half as much as a 60 year old and a 60 year old will pay half as much as a 70 year old, generally speaking.
Your health status will also affect your rates. The healthier you are, the lower the rates you can qualify for. It is far better to apply younger and with fewer health issues than to wait until you may have some health issues which will raise your rates or keep you from qualifying altogether.
So what is holding you back? It’s a great idea to start by educating yourself about Long Term Care insurance. We can provide you with information and run quotes for several of the top insurance companies to give you an idea of the cost. There is no obligation to purchase a policy. If you decide to pursue Long Term Care insurance, we will guide you through the entire process. If you would like more information about Long Term Care insurance, please give us a call at 1-800-432-0091 or fill out our online form to receive a free rate comparison from several top Long Term Care insurance companies.