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These are articles about Long Term Care contributed by LTC.com's staff writers.

Long Term Care Insurance Prices are Rising...But it's Worth it.

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
User is currently offline
on Tuesday, 15 October 2013
in LTC Insurance

There is so much press right now about the rising cost of Long Term Care Insurance, so it is important to remember the reasons why Long Term Care insurance is needed in the first place. If we just focus on prices rising we'll make a big financial planning mistake.

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Tax Advantages of Long Term Care Insurance for Individulas

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
User is currently offline
on Thursday, 09 August 2012
in LTC Insurance

As Baby-Boomers across the country reach retirement age, the United States Government has realized that implementing federal programs to cover the cost of Long Term Care services is not feasible. The cost would simply be too great. As a result, the federal government has encouraged individuals to take responsibility for their own Long Term Care planning and offered certain tax incentives to help Americans do so. Tax Qualified LTC plans offer some very valuable tax advantages.

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Custodial Care vs. Skilled Care

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
User is currently offline
on Thursday, 26 July 2012
in LTC Insurance

There are two classifications of care usually associated with a Long Term Care claim. They are Custodial Care and Skilled Care. Be sure to understand which types of care you are eligible for under your Long Term Care policy.

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When Will I Be Eligible to Receive LTC Benefits?

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
User is currently offline
on Thursday, 28 June 2012
in LTC Insurance

It is very important to be aware of the requirements necessary to trigger benefits in the event that you need to file a Long Term Care claim. Guidelines vary, but can be found in the Outline of Coverage you will receive with your policy. The guidelines in your policy will have an impact on how easily you can qualify for benefits.

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Long Term Care Elimination Periods

Posted by LTC Staff
LTC Staff
Staff writers for LTC.com
User is currently offline
on Tuesday, 12 June 2012
in LTC Insurance

Just like your health and auto insurance, LTC policies have a deductible. For Long Term Care policies, the deductible is called the Elimination Period. This is the period of time your Long Term Care costs will be paid out of pocket before your benefits kick in.

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